Three Hours of Infinite Wealth: The Premise of My Bank Card Earns 10 Billion Interest Per Second
A Divine Encounter on LA Streets
Delivery driver Jerome intervenes to help a homeless man on a Los Angeles sidewalk, unaware the stranger is a deity in disguise. The act of rescue earns Jerome a supernatural black card. This artifact functions as a direct conduit to limitless capital, instantly refilling its balance with interest matching every expenditure the moment money leaves the account.
The Three-Hour Countdown
The card’s power carries a hard expiration: it functions for exactly three hours before reverting to ordinary plastic. This ticking clock transforms Jerome’s windfall into a logistical race against time. He discovers that spending accelerates the interest accumulation, creating a paradox where the fastest way to maximize the payout is to empty the account as rapidly as possible before the window closes.
Recruiting Chloe for High-Velocity Spending
Jerome realizes his personal spending capacity is too limited to drain the account within the allotted window. He enlists Chloe, a model with access to elite social circles and luxury venues. Her connections allow them to target high-ticket purchases—renting entire malls, booking exclusive services—that an ordinary driver could never arrange, turning her network into the engine for a spending spree of unprecedented scale.